Products & Services - Other Services

Online Banking

With online banking, you can easily perform all your banking needs including paying bills, viewing checks and statements, and transferring funds. Any time, day or night . From home, from work, or on the road. Enjoy the ease, privacy and convenience of Internet banking. Click the Online Banking link above to access our Business Portal.

Telephone Banking

You can make account inquiries and transfers from anywhere at any time, by just picking up the phone. Available 24/7 (24 hours a day, 7 days a week). The number to dial is 1-800-789-7309.

Online Banking - Cash Management Services

Spend less time at the bank and more time on your business. Save time and money with these features: ACH originations (credit/debit); wire transfers; electronic federal tax payments (EFTPs), and cash management. Click the Online Banking link above to access our Business Portal.

Electronic Delivery of Statements & Images

You no longer have to wait for your statements to be delivered via regular mail. First State can send you your statements with images via e-mail. Statements with images are sent the day they are generated. There is no cost for this service.

ATM Card

A card allowing you 24-hour access to your checking and/or savings account. Account withdrawals, transfers, and balance inquiries can be made nation-wide.

Direct Deposit

A service allowing automatic deposit of payroll, social security, supplemental security income, and railroad retirement board checks into checking or savings accounts.

Merchant Night Deposit

Commercial customers can make bulk merchant deposits at any time, day or night, with this service.

Notary Public

Notary Public services are performed by a person appointed by the Government to serve the public as an impartial witness in taking acknowledgments, administering oaths and affirmations, and performing other acts authorized by the law.

Safe Deposit Box

Bank vault safekeeping storage boxes in various sizes are available.

For more information, call the following people: Jeanette Ford at 217-659-7776, Wendy Swank at 309-837-3935, Melissa White at 217-357-3112, Kim Taylor at 217-847-6675, or Gina DeSpain at 309-652-3122. Or simply send us an e-mail (Please regard e-mail as a postcard that may be seen by others - send no confidential information.) and we will get back with you!

MasterCard and Visa Credit Cards

First State offers MasterCard, MasterCard Gold, Visa and Visa Gold accounts. There is no annual fee with the regular MasterCard. These cards can be used world-wide.

School First Visa Cards

First State's "School First" Visa Card is a credit card designed to support your local school. The money given to the school is based on a percentage of all purchases made by customers who use their First State School First Visa Card. There is no annual fee and no extra cost to the customer, however the school benefits from the use of the card. Illini West High School District, Hamilton Community School District, and West Prairie High School District participate in this program. As a result of this program, checks are presented annually to the school districts. These cards can be used world-wide.

Credit Card Merchant Program

With this program, your business will be able to accept Visa and MasterCard credit cards. The sale amounts will be deposited into your checking account within 2 business days. Rates for this program are determined by your average ticket size. You can purchase the needed equipment from First State. Your business can also be set up to accept Discover and American Express credit cards.